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1. WO2021003607 - AGGREGATE PAYMENT METHOD AND RELATED DEVICES

Publication Number WO/2021/003607
Publication Date 14.01.2021
International Application No. PCT/CN2019/094897
International Filing Date 05.07.2019
IPC
G06Q 20/08 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
08Payment architectures
CPC
G06K 17/0025
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
17Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
0022arrangements or provisious for transferring data to distant stations, e.g. from a sensing device
0025the arrangement consisting of a wireless interrogation device in combination with a device for optically marking the record carrier
G06Q 20/3276
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices ; or networks
32using wireless devices
327Short range or proximity payments by means of M-devices
3276using a pictured code, e.g. barcode or QR-code, being read by the M-device
Applicants
  • 深圳海付移通科技有限公司 SWIFTPLUS TECHNOLOGIES COMPANY LIMITED [CN]/[CN]
Inventors
  • 关永艺 GUAN, Yongyi
  • 殷鹏 YIN, Peng
  • 柳彤 LIU, Tong
  • 朱大卫 ZHU, Dawei
  • 汤慧秀 TANG, Huixiu
Agents
  • 深圳市威世博知识产权代理事务所(普通合伙) CHINA WISPRO INTELLECTUAL PROPERTY LLP.
Priority Data
Publication Language Chinese (ZH)
Filing Language Chinese (ZH)
Designated States
Title
(EN) AGGREGATE PAYMENT METHOD AND RELATED DEVICES
(FR) PROCÉDÉ DE PAIEMENT TOTAL ET DISPOSITIFS ASSOCIÉS
(ZH) 一种聚合支付方法以及相关设备
Abstract
(EN)
The present application discloses an aggregate payment method and related devices. The aggregate payment method comprises: a gateway acquiring at least two two-dimensional code character strings, each two-dimensional code character string corresponding to a payment specification; the gateway combining all the two-dimensional code character strings to obtain an aggregate two-dimensional code character string, and converting the aggregate two-dimensional code character string into an aggregate two-dimensional code; and upon reception of a download request sent by a first device, the gateway sending the aggregate two-dimensional code to the first device, so that a second device makes a payment to an account corresponding to the first device by scanning the aggregate two-dimensional code, the aggregate two-dimensional code character string comprising identification information, which is used for distinguishing different payment specifications, of each two-dimensional code character string. By means of said method, the present application can use the gateway to generate an aggregate two-dimensional code, thereby avoiding the use of a plurality of two-dimensional codes by a merchant for receipt, and simplifying a payment operation.
(FR)
La présente invention concerne un procédé de paiement total et des dispositifs associés. Le procédé de paiement total consiste : à acquérir, au moyen d'une passerelle, au moins deux chaînes de caractères de code bidimensionnel, chaque chaîne de caractères de code bidimensionnel correspondant à une spécification de paiement ; à combiner, au moyen de la passerelle, toutes les chaînes de caractères de code bidimensionnel afin d'obtenir une chaîne de caractères de code bidimensionnel total, et à convertir la chaîne de caractères de code bidimensionnel total en un code bidimensionnel total ; et lors de la réception d'une requête de téléchargement envoyée par un premier dispositif, à envoyer, au moyen de la passerelle, le code bidimensionnel total au premier dispositif, de sorte qu'un second dispositif effectue un paiement sur un compte correspondant au premier dispositif par balayage du code bidimensionnel total, la chaîne de caractères de code bidimensionnel total comprenant des informations d'identification, qui sont utilisées pour distinguer différentes spécifications de paiement, de chaque chaîne de caractères de code bidimensionnel. Au moyen dudit procédé, la présente invention peut utiliser la passerelle pour générer un code bidimensionnel total, ce qui permet d'éviter l'utilisation d'une pluralité de codes bidimensionnels par un commerçant pour la réception, et de simplifier une opération de paiement.
(ZH)
本申请公开了一种聚合支付方法以及相关设备,该聚合支付方法方法网关包括获取至少两个二维码字符串,其中,每个二维码字符串分别对应一个支付规范;网关将所有二维码字符串进行拼合,得到聚合二维码字符串,并将聚合二维码字符串转换为聚合二维码;网关在接收到第一设备发送的下载请求时,将聚合二维码发送给第一设备,以使得第二设备通过扫描聚合二维码向第一设备对应的账户进行支付;其中,聚合二维码字符串包括每个二维码字符串的标识信息,用于区分不同的支付规范。通过上述方式,本申请能够利用网关生成聚合二维码,避免商户利用多个二维码收款,简化支付操作。
Also published as
CN201980010274.X
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